Terms And Conditions (Summary)

Scope of Service

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Speak For You Ltd provides information‑only, administrative support to help clients organise documents and prepare their own communications. I do not provide regulated debt advice, debt adjusting/negotiation, credit broking, or claims management/representation.

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Client Responsibilities

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Clients make all decisions and send all communications in their own name. I am not responsible for outcomes.

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Fees

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Fixed administrative fees only, agreed in writing in advance. No success‑based or percentage fees.

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Signposting

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Where regulated activity is required, I signpost to FCA‑authorised debt advice providers, licensed Insolvency Practitioners, or SRA‑regulated solicitors.

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Regulatory Statement

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Speak For You Ltd is not authorised by the FCA and does not undertake regulated activities under FSMA 2000.