Speak For You – Fighting for Fairness in Debt and Insolvency

Who I Am

My name is Roger D. Wallis, and I’ve been involved in the insolvency and

debt-resolution industry for over 35 years.

During that time, I’ve witnessed an industry that too often protects

creditors and fee-earning firms instead of the people it’s supposed to serve.

What I’ve Seen

The personal insolvency sector has become dominated by greed and conflicts of interest.
Thousands of people are steered into Individual Voluntary Arrangements (IVAs) that mainly benefit the firms arranging them, not the clients who sign them.

There are simpler, faster, and cheaper alternatives — but these are rarely mentioned because they don’t earn the same fees.

What I Stand For

I fight for the rights of vulnerable people in debt:

Those living with mental- or physical-health challenges
Older people pressured into unsuitable solutions
Families trapped in long-term agreements that were never in their best interests

Everyone deserves clear, independent, and affordable options — not a process controlled by the very creditors who stand to gain from it.

Where the System Fails

For years I’ve tried to raise these issues with the Financial Conduct Authority (FCA) and other regulators.
It often feels like shouting into the wind. Too many “charities,” comparison sites, and so-called advice providers are creditor funded, directly or indirectly, making genuine independence almost impossible.

That must change.

My Message

I will continue to challenge the system and speak out for those who feel unheard.
Insolvency practitioners may ignore me, and regulators may prefer silence, but people in debt deserve transparency, fairness, and a real choice.

If you’ve been mis-sold an IVA, mistreated by a debt-management company, or pushed into the wrong solution, Speak For You exists to make sure your voice is heard.

Important Notice

Speak For You is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide regulated debt advice.

All information on this website is for research, education, and administrative support purposes only.
Anyone considering changes to their debt solution should seek independent, FCA-regulated advice before making decisions.